MSU health and dental insurance opt-out period runs through all of September

Full-time McMaster undergraduate students (those taking 18 or more units) are automatically covered under the MSU Health and Dental Insurance plans. Beginning September 1 and continuing throughout the academic year until August 31, the plans offer benefits ranging from prescription and vision care to dental examinations. The plans are also valid for out of province students. Further details of the plans can be found here.

Students must provide proof of alternative health and/or dental coverage to be eligible to opt-out of the MSU plans. Students who have existing coverage and want to opt-out of the MSU plans can do so anytime between September 1 and September 30, 2021. The opt-out circumstances for students living inside Canada is the same. Click here for more information about the opt-out process.

In response to COVID-19 and the remote nature of some students’ academic schedules, there are some exceptions to the opt-out option this year. The Health and Dental plans do not work outside of Canada. Therefore, students living outside of Canada may leave the plan(s) without proof of coverage. The plan fee(s) will be credited back to a respective student’s account. Subsequently, if a student moves back to Canada for a in-person learning, please notify the MSU immediately to resume coverage. Students are strongly encouraged to resume their Health and Dental insurance coverage upon return to Canada, if they choose to opt-out. The pricing of the plans will remain the same, health and/or dental premiums will not be prorated.

Please note that there are no exceptions to the opt-out deadline of September 30.

For more information, contact:

Victoria Scott
Administrative Service Coordinator
asc@msu.mcmaster.ca
(905) 525 9140 ext. 23251