Dental Insurance Plan - Overview |
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During each policy year, the maximum coverage per Insured is $600.00.
Who is covered?
The MSU Dental Insurance plan covers full-time undergraduate students at McMaster University enrolled in 18 units or more.
Sorry! Part-time students and graduate students are NOT covered by this plan.
How much does this Dental Plan cost?
The cost to MSU members (18 units or more) is $110.00 per student, tax included.
All students covered by the Dental Plan are required to pay the premium with all other mandatory supplementary fees applied to their student account at registration.
Can I add Family Members to this plan?
Yes! Students already covered under the MSU Dental Plan may add their spouse and/or dependent children.
Fees for Add-on Coverage are as follows:
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$130.00 |
Single Dependent (Spouse or one child) |
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$199.00 |
Family (Spouse and Child(ren)) |
To add your spouse and/or dependent children, please stop by the MSU Main Office (MUSC 201) BEFORE September 30, 2011 and provide payment along with the following information:
- Your full name and student number
- Contact information including full mailing address
- Full Name, Date of Birth of your Family Member, and
- His/Her relationship to you
** Please note that parents and/or siblings are not eligible to be added for coverage **
I already have coverage!! Now what do I do??
If you already have a dental plan, make sure you are covered 100%. If you are not, the MSU will allow you to combine your plan with the MSU plan so that you have even better coverage.
Students may opt out of the MSU Dental Insurance Plan if they can provide proof of comparable coverage under another Insurance plan BEFORE September 30, 2011.
Proof of comparable coverage includes the Plan name and Policy number in which you are currently covered. No documentation of proof is required to opt out unless requested by our Insurance provider.
How do I opt out of this Dental Plan??
The opt out period for the 2011-2012 policy year is from September 1, 2011 until September 30, 2011. THERE ARE NO EXCEPTIONS TO THESE DEADLINES.
Requests to opt out after this deadline date will NOT be honoured.
What is my term of coverage??
You are covered under the MSU Dental Insurance Plan starting September 1, 2011 until August 31, 2012.
Please note that we do have a "black out period" in which claims submitted during the opt out period will not be honoured until late October.
The last day for claims submissions for the 2011-2012 policy year is November 30, 2012.
For students covered under the 2010-2011 policy year, the last day for claims submission is November 30, 2011.
Need more information??
Visit the Compass Information Centre (MUSC Marketplace) or the MSU Main Office (MUSC 201) for a detailed brochure and claim forms.
Contact the Plan Consultants, ACL Student Benefits, about any claim related questions at 1-800-315-1108 ext. 223 or via email at help@aclstudentbenefits.com.
For additional information, please contact Victoria Scott at 905-525-9140 ext. 23251 or via email at adminasst@msu.mcmaster.ca.